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Site updated: 30/11/2011
The Joint Equity Scheme is for first-time buyers, home owners and property investors.  
This site is developed and maintained by Joint Equity ltd. ©Joint Equity (2006, 2007 , 2008, 2009)
 Joint Equity Ltd works with Mortgage Beaters Ltd to provide case studies & Illustrations to prospective Owner-Partners & Investor-Partners. Joint Equity Ltd does not carry out any regulated activities and so is not regulated by the FSA (Financial Services Authority).
Joint Equity Ltd are introducer appointed representatives of Mortgage Beaters Ltd, which is authorised and regulated by the Financial Services Authority.
The content of this website is accurate to the best of our knowledge and  for information only. We do not provide financial advice.

Joint Equity the alternative route to home ownership and property investment

► Joint Equity is ethical property investing  


Joint Equity provides ethical residential property investment together with 50% higher returns than Buy to Let.


Ethical investment generally is difficult to achieve and ethical property investment is even more difficult but Joint Equity really does deliver higher investment returns, security and it is ethical.


Ethical investment, often referred to as socially responsible investing as well, is defined by Wikipedia as:-


Socially responsible investing, also known as sustainable investing, socially-conscious or ethical investing, describes an investment strategy which seeks to maximize both financial return and social good.


The term “social good” is more difficult to define, Google only turns up 1 definition again from Wikipedia, but it really is something that everyone has a basic understanding of, it is inherent in us all even if we do not practise it as much as we would like.


Social good is something that, at least, does not disadvantage the other guy and, at best, actively helps them by providing something they cannot do on their own


And Joint Equity investments satisfies both of these criteria.


Joint Equity the ethical private shared home ownership option for occupiers and investors.


The traditional options are for occupiers to get a mortgage direct from a lender. However, if they do not have a high enough income or deposit  you cannot and have to rent,  wasting your money every month.

But why rent when you can now buy & be a Joint Equity Owner?


And for investors, they had to become a landlord through Buy-to-Let, with diminishing returns, low Return on Investment (ROI), increasing burdens imposed by this Government and with all the hassle and problems Buy-to-Let brings not to mention non payment of rent.

But why not avoid all this and become a Joint Equity Investor?


Follow the links for more information on how Joint Equity can help you.


Do you want to know who Joint Equity team are? Click here.


We don’t do testimonials but if we did this would be it. What one Owner thinks of us and buying through Joint Equity.  Click here.

► Joint Equity  - how we do it?

► How Joint Equity provides ethical property investment


Joint Equity provides both maximum financial returns and a social good


Joint Equity maximises financial return by outperforming the alternatives of Buy to Let and investment funds and

Joint Equity provides a real social good by helping the Owner-Partner buy their own home which they are unable to without the Investor-Partners help.


With Joint Equity the investor joins with the occupier to jointly own a property, and they both share the capital gains.


The alternative for our Owner-Partners is to stay in the rented sector with all the problems they have with landlords, continue to live with parents.


The Investor-Partner not only receives 6%pa return on investment but also benefits from the capital as well.


On top of that there are




► Joint Equity  & Buy-to-Let compared

On the Joint Equity main site we tell it like it is with facts, numbers and calculations so that you can check what we say is true.


Follow these links for 3 pages of the comparison, non financial  and financial


But don’t forget to come back here